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Thursday, 21st January 2010

Study Finds that Insurance Coverage Free of Benefit Mandates Would Enroll Nearly 17 million Individuals

Study Finds that Insurance Coverage Free of Benefit Mandates Would Enroll Nearly 17 million Individuals
Source: Pacific Research Institute

The Pacific Research Institute, a free-market think tank based in San Francisco, today released a new study, Entrepreneurs’ Coverage: An Alternative Health Policy Reform by Health Care Studies senior policy fellow Benjamin Zycher, Ph.D. The study examines the prospective implications of a national public policy allowing individuals, families, and smaller groups to purchase an “entrepreneurs” coverage policy free of the benefit mandates imposed by state laws.

The study finds that if such plans were offered to the public, enrollment would be about 8 percent or 16.8 million individuals—approximately 13.6 now covered by private policies and, conservatively, about 3.2 million now uninsured who are ineligible for government programs. At the state level, the projected entrepreneurs’ policy enrollment would range from a low of 1.6 percent of those insured privately or uninsured in Idaho, to a high of 11.9 percent in Rhode Island.

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